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If you love gambling perhaps you’ve wondered which are the best games to play when it comes to theoretical payout, or house edge. Are there games that can be beaten with strategy? Is there such a thing as a game in which you and not the house have the edge? Read this article and find out.

This article is concerned with the theoretical payout, which is basically a long term estimate – in an infinite number of hands – of how much money you’ll get to keep or how much of your money will the casino keep.

A perfect game would be a 100% payout and a 0% house edge, which would mean you can play the game infinitely without losing any money. If the game has a 99% payout and a 1% house edge, that means that if you play the game for a very long time you’d lose 1% of all the money you have staked (not 1% of your starting bank).

It would be a bad choice to play a game with a house edge of 5% or more, and there are plenty of these.

The 8 Highest Paying Casino Games Online

So let’s list the best ones and then you can make your pick. This is a full list of games that pay well.

#8 Roulette

(97.30% payout)

While newcomers to the game may assume that Red/Black and Odd/Even bets have a 50% chance because they’re two-sided bets and pay 1:1, the zero gives the house the edge.

In case of single zero roulette, the house edge for all bets is 2.70%, and therefore the return on investment you can expect in the long run is 97.30% of all the bets you’ve placed.

In case of double zero roulette the house edge more than doubles, to 5.26%.

This makes roulette far from a fair game we usually think it is, and most slot machines are actually better than double zero roulette, and the only game you should ever play is single zero roulette.

#7 Pai Gow Poker

up to 97.50% payout)

Strategies in Pai Gow Poker may differ, and some say it’s even possible to have an edge over the house, but most of the time you can expect the house to have between 2.50% and 2.70% edge over the player.

It’s a complex game in which rules may differ, tables may differ, and in theory it’s perhaps possible to play this game to have a mathematical advantage, but you’d have to know exactly what you’re doing.

Those who are able to play Pai Gow Poker with expertise can win money on this game, but will need to dedicate a lot of time learning the game and perfecting the playing style.

#6 Slots

(up to 99.00% payout)

Slots usually don’t fall into the category of best-paying casino games, but some do, if you know how to find them.

First of all, you’ll want to eliminate all slots that have a progressive jackpot as it’s unlikely you’ll win it, and the jackpot is populated with a contribution from the game’s RTP, leaving less for you.

Slots are perhaps among the best-paying casino games – if you choose the right slot machine – as unlike the other games on this list, on slots you can win several hundred or thousand times your bet if you’re lucky.

Slots that have payout of 98.50% or more are Cinema Classic (MultiSlot, 98.50%), Lucky Mermaid (MultiSlot, 98.50%), 1429 Uncharted Seas (Thunderkick, 98.60%), Chess Mate (MultiSlot, 98.70%), Jackpot 6000 (NetEnt, 98.90%), Cosmic Quest 2: Mystery Planets (Rival Gaming, 98.95%), Mega Joker (NetEnt, 99.00%).

Of these, none is a real hit, and the best popular slot machine that also pays well is Blood Suckers (NetEnt, 98.00%). There are at least 150 quality slots to choose from if you wish to play a slot machine that has theoretical payout of 97.00% or greater, so slots are a fantastic choice for any gambler. The best thing about slots is that on any spin you can win your stake times hundred or a thousand or more, and therefore if you’re lucky you can walk away with a lot of cash, while other games on this list can usually just give you a ROI of a few percent – and you need to be lucky to even get that. Winning a lot of money is almost impossible on these games, and on slots there’s a real chance of a big win.

#5 Baccarat

(98.94% payout)

Baccarat is a game in which you can place your bets on Banker, Player or Tie. It’s a well known fact that Banker wins a bit more often and is therefore a better bet, and indeed a bet on Banker has a lower house edge, 1.06%, compared to 1.24% for betting on Player. We could say that these two bets have roughly the same house edge and both will pay almost 99%, as the difference between the two is minimal and would be obvious only with an incredibly large number of bets placed.

However, it must be noted that a bet on Tie, while it has tempting odds, has a house edge of 14.36%. It’s a bet you must never place. Odds and rules of baccarat tables differ so it’s important to check them before placing your bets, and the house edges listed apply for standard payouts of 1:1 for Player and 0.95:1 for Banker bets.

Baccarat does pay less than the best slot machine (Mega Joker, 99.00%), but we’re ranking it above slots because only two out of thousands of slots are better than baccarat.

Baccarat is the simplest game that can pay almost 99%, as blackjack is complex, video poker strategy must be learned and perfected, craps is a particularly complex game, and pai gow poker is insanely complex. For those people who just want to flip a coin and get almost a fair payout, baccarat is the game.

#4 Pick’em Poker

(up to 98.95%)

Pick’em Poker is a simplified version of video poker in which you have to pick one of two choices. You’re given two cards, and then two separate additional cards are dealt, and you must choose which of these two cards will you add to the two cards you already have. Two more cards are then dealt. Of course, there’s an optimal strategy for this.

In theory it’s possible to find machines that pay almost 99.99%, although the best you can find online is the Playtech version of this game that pays 98.95%. As is usual with video poker, you need to carefully check the paytable and calculate the payout to make sure you’re playing on a machine that pays well. Otherwise you might be playing Pick’em Poker with a payout less than 97%, sometimes even less than 96%. Deuces Wild and Double Bonus versions of the game aren’t good, they pay slightly less than 98%, which is not ideal.

#3 Blackjack

(up to 99.72% payout)

Blackjack can be considered a fair game, as the player may reduce the house edge to as little as 0.50% or even less than that by using the correct mathematical strategy.

There are almost 7000 different possible combinations of rules, depending on number of decks used, whether dealer hits or stands on soft 17, whether player can double after a split, and, of course, does blackjack pay 3:2 or 6:5. Some rule combinations even allow the player to have the edge, but these only exist in theory. In practice, it’s important to check for certain rules that may give the casino an unfair advantage, but in general you can expect to have an almost fair game with only a negligible house edge. Just bear in mind that there are a lot of players who know this and think blackjack can be beaten, yet casinos are still in business.

#2 Craps

(up to 100.00% payout)

Technically, the Pass bet, which is the fundamental bet in craps, has a house edge of 0.42% to 1.41%, making it a very tempting and almost fair bet,

Don’t Pass has an even lower house edge of 0.40% to 1.40%, and The Odds is a side bet that’s made after a point is thrown, and it has exactly 0.00% house edge, making it a totally fair bet. It’s not possible for a player to have an edge over the house while playing craps, but it’s possible to have a fair game and to enjoy your gambling for a long time without losing any money at all. Craps is perhaps a challenging game to learn, but an experienced sharp players may navigate these bets with ease and play a casino game with almost no house edge.

#1 Video Poker

(up to 100.71% payout)

The one game in which the player can have the edge is video poker, but there are many video poker variants and the payouts differ greatly, so it’s crucial to choose the right version of the game and then do your own calculation of the theoretical payout, according to the paytable you’re presented with.

Jacks or Better poker can pay up to 99.54%, Bonus Poker can return 99.17%, and Deuces Wild can yield 100.71% with the simple strategy on the full-pay version of the game, and this is the best possible video poker version to play.

However, it’s difficult to find, almost impossible, and most players will have to be satisfied with a Jacks or Better video poker that does have a small house edge, less than 1%. Many players are actively looking for that video poker game that pays better than 100% but few manage to find it, and the rest have to be satisfied with a game that’s almost fair.

It’s crucial to inform yourself about different versions of video poker and to check the paytable before starting to play, and you also must use appropriate strategy.

You’ve likely heard of the famous saying, “the casino (house) always wins”. This is accepted as an undeniable fact in the community of educated and skilled gamers.

Much like gravity, the casino advantage is inescapable and ubiquitous. So, the question arises — How to win a casino if the odds are stacked against the player?

The answer is simple — play the games with the lowest house edge and learn to play them well.

Playing games with a lower house edge means that you have a higher chance of winning money on them. When the house edge is high, that is disadvantageous for you as a player.

Top 10 Lowest House Edged Casino Games

In our article, we rank the casino games that have the lowest house edge and give you the highest chances of winning if played skilfully.

1. Pontoon

(House Edge 0.34%–0.62% with Optimal Strategy)

Pontoon is a card game that shares many similarities with blackjack and is considered a very close relative to the twenty-one. This game is usually played at Australian brick-and-mortar establishments. There are online versions as well, all in the RNG category.

The terminology used in this game can be confusing at first. For example, to twist means to hit; doubling down is called buying, and “to stick” means to stand.

A natural 21 is called Platoon, which is how the name of the game originated.

Here is a video showing how the game is played: link:

As you can see from the video, the objective is the same as in blackjack, and the gameplay is also similar. The player must score as close as possible to 21 without exceeding the number. Apart from the specific terminology, there are other differences to blackjack that affect the winning odds.

Although Pontoon has a lower house edge, we consider blackjack a much more preferable option.

2. Jacks or Better

(House Edge of 0.46%)

Jacks or Better is one of the most sought-after versions of video poker. The reason for that is evident — it gives a high payback with skilled players capable of achieving a figure of 99.54% with the proper strategy in play.

This effectively means a house edge of only 0.46%. To reach the lowest house edge, you need to play with the max stake (5 coins), while playing with the right strategy.

Jacks or Better is a top-rated game in Las Vegas and online casinos in the US.

The game is available only on digital machines of online casinos and machines at land-based casinos. Bear in mind that this is not a table game, and everything in this game is automatically run.

3. Blackjack

(House edge of 0.72% with the use of Basic Strategy)

Blackjack is easily one of the most popular casino games, and also one that can offer some of the most profitable returns for a skilled player. The game is all about knowing when to split, hit, double down, or stand.

When you deploy the correct strategy, the house edge of this game can be lowered down to 0.5%. However, a bad player could end up playing the game with a house edge of over 2%.

Just like pretty much every other casino game, blackjack has RNG and live dealer versions. These variances may vary in rules, and the strategy should be adapted accordingly if you want to have a better chance of winning. Payouts are identical across online and land-based casinos. Blackjack pays 3:2, all other wins pay 1:1, and insurance pays 2:1. Deviations from these payouts are rare, but make sure you learn the house rules just to be on the safe side.

Keep in mind that in RNG blackjack, the cards are reshuffled before every hand, while in live games dealers keep drawing from the same deck until they hit a marker.

4. Baccarat

(House Edge Can Be as Low as 1.06%)

Baccarat, also known as Punto Banco, is one of the oldest gambling games in the world. It’s trendy in land-based casinos, and it’s getting more popular in online venues as well.

The main reason behind this popularity lies in the fact that it has a low house edge when you follow the perfect strategy. There are many Baccarat variations, and here are the most common traits among them:

• Regardless of how many players are playing, only two cards are dealt. The hands are designed as “Player” and “Banker”.
• To win, a player must score as close as possible to nine, which is the highest possible score.
• There are three possible outcomes — Player wins, Banker wins, or a Tie.
• Card values are the same across all versions. Aces are worth one, 10s and face cards have zero value, and the remaining cards are worth their face value.

Keep notice that the house edge is low when you play on Player (1.04%) or on Banker (1.06%). It’s not recommended to bet on the Tie because the house edge increases to 14.36% in that case.

5. French Roulette

(House Edge Can Be as Low as 1.35%)

French Roulette is the oldest variant of the popular game, still played at numerous casinos both in Europe and across the ocean. The wheel used to determine the winning numbers is the same as in European Roulette.

It allows the same inside and outside bets, while the table layout looks a bit different. With that in mind, the game is supposed to have an identical house edge. However, there are two special rules that make the difference — la partage rule and en prison rule.

Simply put, with these two rules in play, you get half of the staked amount every time the ball lands in zero. A non-even money bet makes the house edge go above 2.5%, whereas an even money bet lowers it down to 1.35%. These two rules are nicely explained in this video:

6. Craps

(House Edge Can Be as Low as 1.4%)

Craps is probably the most popular game on Las Vegas’ Strip. There are multiple forms of craps, and they all come with a different house edge. Don’t come/Don’t pass bets are especially appealing to players as they carry an edge of just 1.4%.

At first glance, Craps seems to be an easy game, probably because the outcome is determined by a pair of dice. There are various bets available and each of them comes with its own set of rules.

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For this reason, Craps is considered one of the most challenging games to master. With bets that have the lowest house edge, the outcome is determined after a series of dice rolls. If your lucky number is seven, then you should reconsider playing craps because this is the most hated number in the game.

Just like any other game of chance, you should learn the rules of the game and the outcome possibilities before rolling the dice. To do that, take a look at the video below:

7. Three Card Poker

(House Edge of 1.5%)

The three-card poker variant is becoming quite popular in online casinos due to its fast-paced gameplay. The croupier deals three cards to each player, and also to the house. The payout of this game varies depending on the dealer cards. Experienced players can achieve the 1.5% house edge, which is quite exceptional.

An effective strategy would be to play Queen high to achieve big wins, and it’s your best shot of seeing your bet money back. The highest returns are paid on King high, and the probability of forming it is 0.1466063.

8. Pai Gow Poker

(House Edge of 2.5%)

This poker version derives from the Chinese domino game carrying the same name. The game was adapted so it can be played on a standard deck instead of domino blocks. Pai Gow Poker is entertaining and gives a player a double chance to win.

The objective is to split the seven cards dealt to you and form a winning combination of a 2-card hand and a 5-card hand. Afterward, your hands are compared to the dealer’s hands that are formed in the same fashion.

Pai Gow follows standard poker ranking with one notable exception. The second strongest hand in the game is called the wheel, and it consists of A-2-3-4-5.

The house edge of 2.5% makes this game a top choice for many gamblers.

9. Slots

(House Edge of around 2%)

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Online video slots are the most popular games at online casinos, and they take up the majority of every casino’s game library. On average, you’ll find over 500 different slot games in every reputable gaming venue. They come in countless themes, gameplays and, of course, they have a distinct house edge.

In general, slots with a house edge of less than 4% are hard to come by, but there are a few titles worth a spin. For example, a slot called 1429 Uncharted Seas has an RTP of 98.40%, which roughly translates to a 1.60% house edge.

Have in mind that these figures pertain to the bonus rounds. In the base game, the RTP is smaller (and the house edge is bigger).

Online casinos can afford to offer a low house edge on video slots because they have much lower costs than land-based casinos.

10. European Roulette

(House Edge of 2.7%)

Moving on with the roulette variants, it’s time to pay tribute to European (Single Zero) roulette. It’s played on a single zero wheel, which lowers the house edge compared to double zero variants.

The math behind it is simple — the game has 35–1 on straight bets, but there are 37 pockets on the reel.

The European Roulette layout has 18 red pockets, 18 black ones, and the 37th is the zero pocket that doesn’t fall in any of the categories. Therefore, on even/odds bets and red/black, the number of losing outcomes is 19 compared to 18 winning outcomes. This results in a house edge of 2.7%, which is almost twice lower than the American Roulette.

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Final Thoughts

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It’s imperative to know the house edge of the games you start to play. In fact, it should be the most significant factor in deciding which game you want to try your luck with.

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If you have any questions regarding the games from our list, feel free to ask them in the comment section below.